Granite Wealth is a Fiduciary
As a Registered Investment Advisor, we are held to the highest fiduciary standard of care. We do not sell any proprietary products or accept fees from investment managers for recommending their products. We always put your interests first.
Fees, Eliminated
Inactivity charges? IRA fees? Annual account charges? In a word: no. Granite Wealth clients don’t get nickeled and dimed by hidden costs.
Efficiency, Always in Focus
Our custodian is a low-cost trading leader. We use low-fee funds that can save clients up to .4% annually. We look for every edge on your behalf.
All The Investment Services You Need in One Package
All Granite Wealth clients receive personally tailored, long-term planning advice along with our “Always On Duty” daily portfolio monitoring and management.
Table of Fees for Services
Carefully read Item 4 and Item 5 of Form ADV Part 2A (“Brochure”), as these sections of the Brochure contain important details about [insert firm name] advisory services and fees. Fees may be negotiable. The fees below will only apply to you when you request the services listed.
| Fees Charged by Investment Adviser | Fee Amount | Frequency Fee is Charged | Services |
|---|---|---|---|
| Assets Under Management Fee | Based on assets under management. The fee range charged by the firm is .25% - 2.00% | Monthly in advance | Portfolio Management for individuals and/or small businesses |
| Hourly Fee | $350-$500/hour | Invoiced not less than monthly | Financial Planning Services |
| Subscription Fee | N/A | N/A | N/A |
| Fixed Fee | $1,000-$15,000 (depending on the scope of the engagement) | Upon agreement with the client – typically ½ up front and ½ upon delivery of the financial plan | Financial Planning Services |
| Commissions to the Adviser | $1,000 - $10,000 | Upon execution of a transaction | Insurance sales |
| Performance-based Fee | N/A | N/A | N/A |
| Other | N/A | N/A | N/A |
| Fees Charged by Third Parties | Fee Amount | Frequency Fee is Charged | Services |
| Third Party Money Manager | N/A | N/A | N/A |
| Robo-Adviser Fee | N/A | N/A | N/A |
| Talk with your Adviser about fees and costs applicable to you | |||
| Additional fees and costs to discuss with your Adviser | ||
| Additional Fees/Cost | Yes/No | Paid To |
|---|---|---|
| Brokerage Fees | Yes | Custodian of account/brokerage firm |
| Commissions | Yes | Custodian of account/brokerage firm |
| Custodian Fees | Yes | Custodian of Account |
| Mark-ups | Yes | Custodian of Account |
|
Mutual Fund/ETF Fees and Expenses |
Yes | Fund/ETF sponsor |
Additional Services
Advice For Your 401(k)
Wondering which funds to select in your employer plan? Our Rock Solid 401(k) solution may be just what you need
Sensible Estate Planning
Need a will or trust? Our simple and cost-effective solutions are designed to help you create the right plan for your family